Your design here
Design it right now
Classic Tee — with YOUR design on it
Upload art, type text, or let the AI design it — live preview, no minimums, pay over time, ships in 5–9 days.
Split eligible US orders into 4 interest-free payments with Shop Pay
🎨 Put my design on this →Gildan 5000 · 100% cotton · 5.0–5.3 oz/yd² (170-180 g/m²) · blank sourced from Honduras · printed in the USA network · ships 5–9 days
Four payments stops being the right tool when a quarter of the order is still a difficult single payment - which for most businesses is somewhere above a thousand dollars. Ready to start? pay monthly for custom merch.
Where is the crossover?
Roughly where twenty-five percent of the total exceeds what you would comfortably spend in a normal week. Below that, pay-in-4 is simpler and typically interest-free on schedule. Above it, a monthly plan that spreads the same total across six or twelve months may cost a little in interest and save a great deal in cash-flow strain.
What do monthly plans actually cost?
Whatever the provider sets, disclosed before you accept. Affirm and Klarna both publish the rate and the full schedule at checkout, so you see the total repayment rather than a marketing figure. We add nothing on top and never see your credit details - the terms are entirely between you and the provider.
How should you compare them?
On total repaid and on schedule, not on the monthly figure. A low monthly payment over a long term can cost meaningfully more overall, and the provider shows you both numbers precisely so you can make that call. If pay-in-4 is offered and you can meet it, it is almost always the cheaper option.
A rough guide by order size
- Under $500 - pay-in-4, typically interest-free on schedule
- $500 to $1,000 - pay-in-4 usually still the better tool
- Over $1,000 - compare a monthly plan on total repaid, not monthly figure
- Whenever you have the cash - pay up front and skip the schedule entirely
How does bulk pricing work?
It applies itself in the cart. Twenty or more of the same item takes 20% off, fifty takes 25%, and two hundred takes 30%. There is no quote form, no promo code and no sales call - the cart is the quote, so you can see the final per-piece number before anyone pays. Because these are print-on-demand costs rather than screen-printing setup, the discount is an honest reduction on the listed price instead of a marked-up retail figure being walked back.
How long does it take to arrive?
Every order is made to order and ships in five to nine business days, and that window covers a single piece and a two-hundred-piece run alike - there is no separate multi-week queue for larger orders. Our fastest verified US delivery was three days on real carrier tracking, and our fastest verified international delivery was Latvia to New York in five days. For an event, order about two weeks ahead so there is room to check the first piece and distribute sizes.
Where to go next
Build the full order before choosing, because bulk pricing applies in cart first and you finance the discounted total. See the full payment comparison. Every option is compared side by side on the custom merch payment plans page.
See the merch in real life
Real garments, printed and embroidered to order.
Frequently asked questions
When is monthly better than pay in 4?
When a quarter of the order is still a difficult single payment - usually above about a thousand dollars.
What does monthly financing cost?
Whatever the provider sets, disclosed at checkout before you accept. We add nothing on top.
How should I compare plans?
On total repaid and schedule, not on the monthly figure alone.
Do bulk discounts apply first?
Yes. Bulk pricing applies in cart, so you finance the discounted total.
Can you guarantee approval?
No. Approval is the payment provider's decision on their own criteria.
Does financing delay production?
No. Production starts on the order, not on the payment schedule.
Or start with the art: free AI design tool + all free tools →
